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Cashless in Bergen, Oslo... cash is still king!

I'm in Norway right now. Except for a cranky Bergen taxi driver and 1 out of 3 museums... cash is king!
I came with only 50 krone (no bigger currency) and they are easy to use for meals, gifts, tram rides etc... using credit card for BIG gift items...

Thanks for all your feedbacks

I'm finding that some hotels in Bergen, Oslo are cashless... are local cafes, shops cashless ?

I will be paying with Krone as I travel...

Any suggestions, thoughts, experiences?


Posted by
77 posts

Almost everything is cashless in Oslo. Some restaurants will state on their websites that they don’t accept cash. We spent 3 weeks in Oslo last summer and never used cash for anything, no matter how small the purchase. If you don’t have a credit card to use, perhaps you can use a pre paid card?

Posted by
5635 posts

I think you may want to consider using a credit card instead of withdrawing any cash from the ATM. I haven't been to Norway (yet) but that was my experience in Iceland as well. No cash needed anywhere.
"Norway has the lowest cash usage in Europe according to publicly available statistics, only six percent of value and eleven percent of number of transactions at point of sale. Both Norwegian citizens and the retail sector have totally embraced cards for payments in shops, hotels, etc. In fact, we have, together with Iceland, the highest usage of cards per capita in the world."

Posted by
9 posts

Thanks Agnes,
I usually take the currency of the country am visiting. Never use ATM!

Posted by
5088 posts

Oslo can be visited without cash for the most part. I was able to buy train tickets using my Visa chip and signature card from the ticket machines without a PIN. Transit authority (Ruter) encourages patrons to buy tickets before boarding from ticket machines, kiosks or staffed service centers where credit cards are accepted. But if you board a bus or ferry without a ticket, you can only pay for a ticket with cash and with 200 NOK and smaller notes. On the other hand, the ATM we used only dispensed 500 NOK notes.

Posted by
237 posts

Hi Carolyn,
I returned from Bergen 2 weeks ago and used my credit card every where there. We even paid for our gelato at the
Fish Market with our credit card.
I had some kroners but found it much easier using my card, and felt that I did not need to have cash at all for anything.
The vendors were happy to accept cash or credit cash.
In using our cards we were asked to select the currency - local or USD - to complete the transaction and of course I selected kroners. In a few places I was even told by the merchant which option was better for me which was great if I hadn't known it would be the kroners.


Posted by
917 posts

We were in Denmark, Norway (including Bergen) and Stockholm in July and August. We never used cash. We used our cc.

Posted by
5088 posts

...always like to have a small amount of bills for each country when traveling.

I like to have a small supply of coins. Smallest note returned by the Oslo ATM during our last visit was a 500 NOK note.

Posted by
1478 posts

Hi Carolyn, we used both cash & credit cards in Bergen & Oslo. The shops & restaurants we visited in Bergen took credit cards & “all” currencies (US dollars, euros, kroners) with posted exchange rates.

Posted by
29 posts

My wife and I were in Oslo at the end of July. Just to be safe we had a few hundred dollars worth of krone on us but we didn't really need it. I used Google Pay on my phone for small purchases (coffee, etc.) and credit cards at restaurants, for our hotel, at the supermarket, etc. We used up our paper money as we became accustomed to going paperless. We never looked for a bank but saw banks/currency exchanges in the main train station in Oslo. Perhaps the only place we had to use cash was at a small flower, fruit and veggie stand across from the Norwegian Folk Museum - they had huge raspberries that made a nice small breakfast. Check out Steam in the Oslo train station for their breakfast sandwiches and muffins.

Posted by
47 posts

We just returned from Norway last week and used credit cards everywhere for everything. The only place we needed cash was for the bus from Gudvangen to Voss; we knew in advance the amount needed and withdrew it from an ATM in Oslo. ( we did the “nutshell” on our own).

Posted by
3 posts

Were there fees charged on top of the purchase price using credit cards?