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ATMs at Schiphol airport

Hi all,
I've never been to Schiphol, which will be a layover stop from the States for me (i.e., I won't have time to leave the airport). I will need to get local currency from an ATM affiliated with a local bank at the airport. Maybe my choices are any ATM except Travelex, currency exchange booths, etc., but I thought I'd ask if any of you on this Forum, who have used ATMs at this airport, have a preferred one.

Posted by
15566 posts

There are ABN-Amro cash machines after you exit the luggage collection area.

Posted by
4776 posts

I am never concerned if the ATM is affiliated with a bank or not. If a fee is presented, decline and try another. If DCC is offered, choose to do the transaction in euros. Probably have used ATMs at Schipol half a dozen times over the years, never paid a fee or more than my normal ATM transaction. I have even used Travelex ATMs and incurred no fee or added conversion cost.

Posted by
3210 posts

First take a look at this very recent article, Amsterdam to Halt Increasing Number of ATMs Aimed at Tourists

Perhaps I got turned around and I have this wrong, but when I arrived at Schiphol last summer, I got cash from an ATM inside an ABN-AMRO branch there. I had used this option many times in the past.

When I was in the airport about 5-6 weeks later to fly home, the space that previously looked like a branch bank had apparently been totally changed into an exchange facility.

In a brief look online for straight cash machines at the airport the only ones close to being affiliated with a bank seem to be Ing Bank ones. But, most of the pictures and info online appears to be 2018 or older.

Can someone who frequents Schiphol or knows what's going on lately please respond to the OP's question? I typically use AMS as my starting point for European trips, so that info would be useful for me, too.

Posted by
15 posts

Thanks to those who have replied thus far. Lo, very interesting NYT article...Hope we will get more info from other posters.

Posted by
15 posts

Thank you, Southam. The ATM locations are helpful. A followup question about this info in the link you provided:
"Stay prepared by visiting the foreign exchange desk at ABN AMRO Exchange Schiphol. They have a selection of 60 different currencies on-hand. For exchanges with a minimum value of 250 euros this service is free of charge, otherwise you pay a fee of 3.25 euro. You don’t need to be an ABN AMRO customer to use their services...."

** If the foreign exchange desk provides this service for free, there must be something else they're getting out of it...a higher exchange rate? Another poster replied with good info about an ABN AMRO merger -- but before I had the change to reply, he/she deleted their post, so I can't remember what it said. Is there a benefit to using this exchange rather than an ATM?

Posted by
31 posts

In Amsterdam and at the airport as well, a good rule is, if it says 'ATM' then don't use it. These tend to be ones with bad conversion rates and high fees. The real bank ATMs say the name of the specific bank. Here are the main 3 banks in the Netherlands. I recommend only withdrawing from machines from these banks: ING, RABO, ABN AMRO.

Posted by
15 posts

Thank you @marko & @Floris. The link with the airport ATM locations is helpful. There's an ABN AMRO financial service center at Arrival 3, but I'll be arriving at Arrival 1, where there appears to be two ATMs; hopefully one of them is affiliated with a bank (ABN/AMRO, etc.). If my flight leaves the States close to on time, I'll have 2 hr, 50 min at Schiphol to go through Immigration and catch my next flight. (I know how much time it will take also depends on how many other flights are arriving around the same time.) I can't tell from the website map how far it is from Arrival 1 to Arrival 3, but I'm guessing that I'll probably need to get cash from one of the ATMs in the Arrival 1 area before my next flight. Thanks again for the info you provided!