Charlie, You might want to look at San Marco Argentano. SIL and I stayed overnight at B&B Del Borgo when visiting her and hubby's grandparent's home town of Mongrassano which is too small to have a hotel. But look at a map, it's just slightly farther west than Cosenza. I think your drive time may be off since many of the Calabria villages are on winding roads. It's a beautiful area. Overlooked by tourists. Have Google Translate handy since there is not much English spoken in the area, which makes the adventure all the more interesting. I wish we would have had more time to stay in the area; it really was one of the highlights of our trip.
Edited to add: we drove from Naples airport car rental to Calabria. Most of the road was 6- or 4-lane autostrada until we turned off towards San Marco Argentano. It took us about 5 hours with lunch and potty stops. Looking at Google maps, the drive from Matera to generic Calabria looks like the roads are narrower so slower, although 50-ish miles closer.
If you drive to the small villages, the roads are very narrow, curvy and hilly/mountainous.