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Rental cars- Is zero deductible the same as CDW insurance?

When searching for a car to rent, we're only seeing a zero deductible option - not CDW. Are they the same thing, or are they going to tell us at check-in that we need to buy the CDW insurance as well?

Thanks!

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On a recent trip to Sicily I decided to spring for the peace of mind that comes with a zero deductible. I am so glad I did as driving there was more challenging than I expected. Lots of dangerous passing and hair pin turns.

I think this explains the difference (below) -- copied and pasted directly from Rick Steves: https://www.ricksteves.com/travel-tips/transportation/car-rental-cdw

"When purchasing a CDW, the deductibles can still be substantial, with most hovering at about $1,000–1,500 (or more, depending on the car type). *Most rental companies also offer a second tier of coverage, called "super CDW" or "zero-deductible coverage" to buy down the deductible to zero or near zero** (if you didn't opt for this when booking from home, expect to hear a sales pitch from the counter agent). This is pricey — figure an additional $10–30 per day — but, for some travelers, the peace of mind is worth it. There's a huge comfort in knowing you can bring your car back in an unrecognizable shamble and say, Sorry, I'm new in this country."*