I'm booking my rental car through my Chase credit card since it offers travel insurance as a benefit. My husband says filing a claim is a hassle through the credit card than purchasing it with the rental car company (Hertz) and he thinks paying extra through the rental car is less headache in the long run. Now I'm not sure where to book my rental car reservation.
Posted by
San Diego, California
5757 posts
I believe that Italy requires you to buy a separate rental car policy. I'll try to search for other posts here, hopefully someone with more info can chime in. Safe travels.
Posted by
San Francisco Bay Area (USA)
16176 posts
You can’t decline insurance in Italy. At most you can decline to buy the zero deductible policy but make sure your card covers the deductible because deductibles are usually 1,000€.
Check prices also with AutoEurope (www.AutoEurope.com, www.Autoeurope.eu, www.AutoEurope.it)., a broker.
Posted by
OP
13 posts
Can you show something from the credit card company that it covers CDW and others?
Posted by
53 posts
My Chase online account will bring up a letter to print with your name and the credit card number on it and stating the insurance coverage. It’s in 3 languages but not Italian.
In the instance of Italy as Roberto states, basic coverage can’t be waived. So waive the additional coverage, use the card and you are set. Chase coverage normally covers Italy, but it wouldn’t hurt to double check.
Posted by
Seattle, WA, USA ☔️
6856 posts
What toby said.
Call Chase, ask them to transfer you to their insurance folks. There, you can confirm that coverage is valid in Italy (it is), and you can ask them to send you the letter via email demonstrating your proof of coverage (they will - you'll get it in a minute or two after the conversation ends, they are very responsive IME). Ask them for an Italian version and they'll probably send you one. They are easy to deal with - I have the same chat with them before every trip (I've used their provided insurance many dozens of times, probably saved $10,000 in insurance costs over the years). When you pick up the car, you decline all the optional insurance that you can decline, pay for the rental with your card that includes coverage, and you're good to go.
Drive carefully with that borrowed $25,000 tool.