First, a big THANK YOU to all who responded.
Second, the problem is not resolved. But by using your ideas I was able to get out of the automated computer answers loop and away from first line call responders. When I finally spoke with a "supervisor" in the fraud division she told me a) there had been some transactions marked as suspicious but the card had not been blocked meaning I should be able to use the account and b) as Ed wrote the bank probably blocked my account because I had not requested a travel exception. (I most certainly did but that is not her problem.)
She then volunteered to contact my credit union at the opening of business Monday and address the problem and attempt to get my access restored. She understood the 6 hour time difference, and agreed to email me a summary of the conversation. She also suggested I wait an hour after our conversation and try to access money from an ATM. Her thinking was by confirming transactions they considered suspicious as "okay" the count was re-set and may again work. It did not.
Initially, I spoke with my credit union and was told the problem was fraudulent activity and only the fraud department could address my non-access. Then this morning the fraud department told me the bank was the problem. Yes, I feel like a hamster going in circles!
So I have some cash, a working credit card, but not a functioning ATM card. Hopefully, by tomorrow afternoon (Italian time) that will be resolved. I did confirm I was using machines that were part of the Plus System. Years ago, cash machines would not function if your card was issued from a non-member financial institution. I do not know if that continues to be true, but I figured I should double check before my face was beet red from stupidity.
Again, my thanks for your responses.