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Car rental in Italy - minor damage reporting requirements

I'll be renting a car for 15 days, driving Rome Fiumicino to Tuscany, around Tuscany, return to Fiumicino.

I'm stumped by the rental agreements I've seen from Autoeurope/Europcar and Enterprise/Locauto. It seems like they want a police report for even minor one-car damage. Has anyone experienced that?

I'd not enjoy having to find a local police depart and request they file and provide a police report for a bumper ding, chipped windshield, side scratch from a narrow road, etc., even if no other vehicle involved. My Italian is limited so there would be language complications.

Do the rental companies enforce the police report issue?

Thanks.

Edit: Any preferences between those companies?

Posted by
18244 posts

when you rent from AutoEurope, select the vehicle at the location you want to pick up, at that point you will be asked to select the insurance coverage option. Select the one with the highest coverage. There are 3 levels, the basic is included in the price, the highest coverage (which covers also windshields chips and undercarriage) costs about $10-$15 a day depending on vehicle and location. You won't have to worry about any dings or chipped windshields. I know that for 2 weeks it might amount to an extra $200+, but it's peace of mind in my opinion. I've returned the car with minor dings, which I didn't even noticed since it was probably caused by someone else at a parking lot. Europcar didn't care, they just pointed them to me but told me I didn't have to worry about it since I had full coverage.

Obviously if you are in a major accident there will be police intervention.

I've nearly always used AutoEurope platform for Italy (selecting deals with Europcar, Hertz, Avis-Budget). I've never used Enterprise outside of the US. Locauto was an Italian company which was acquired by Enterprise years ago. Now it's a brand of Enterprise in the Italian market. Locauto was a good company, but I don't know how it is now after the Enterprise acquisition.

Posted by
18244 posts

One more thing. When you search options on AutoEurope, select as pick up location ALL ROME LOCATIONS.
If it's more convenient for you to return at FCO, you can select Fiumicino as drop off location. The drop off fee for picking up in the city and return to the airport may be 15€ to be paid locally.

Generally picking up in the city, rather than the airport, might save you large sums of money, as the airport pick up includes lots of additional airport fees.

If you pick up in the city, select the TIBURTINA STATION location. It will be cheaper than the airport and also cheaper than Termini station and it's very easy to get on the beltway out of town from that area. If, before heading to Tuscany, you plan to be in the city a few days, it makes even more sense to pick up at Tiburtina.

Driving long distances after a long overnight flight is not a good idea, but if you decide to head to Tuscany after landing, you can take the FL1 train from Fiumicino station to Tiburtina station (only 8€ per person). Once you are at the Tiburtina station you can walk to Europcar (or Hertz, or Avis, or Sixt). They are all more or less across the street from the station.

Posted by
9777 posts

We always book thru AutoEurope.com and add Full Insurance/No Deductible. Peace of mind.
Last rental we dropped at FCO- much to our surprise when we got out of the car we saw a huge scape/dent on the bumper- we honestly had not seen- guess it happened in the hotel parking garage we had just left.
The agent just looked at us and laughed- took a picture of it and sent us on our way.
You can literally just drive up, drop the car and walk away- no worries about dings or scratches or documenting anything beforehand.

Posted by
195 posts

Thank you both.

I originally booked with Autoeurope/Europcar, and I did select the highest level of coverage, for the reasons you mentioned. But when I skimmed the voucher they sent it seemed like they were specifying a police report required for any damage, no matter how minor, or the coverage plan would be voided. So I submitted the voucher to a couple of AIs (Claude & Gemini) and they said there was some ambiguity regarding minor damage; they couldn't eliminate the necessity of a police report. Further, they pointed out that the highest level of coverage was an Autoeurope add-on, and to execute it would require detailed documentation. That concerned me -- it seemed like they could use that to wiggle out of paying. Both AIs confirmed that.

I got a quote from Enterprise/Locauto, submitted the rental agreement to the same AIs, with the same result regarding ambiguity about a police report. The advantage of Enterprise/Locauto was that the coverage would be with Locauto directly, not with a consolidator. That seemed to reduce the need for as much documentation. However this quote was $350 more than the first one. I don't know if the perhaps lesser paperwork requirement is worth the extra money.

Your responses are encouraging as far as minor damage. I hope I get one of the same agents as you had. :-)

Edit: One other issue: both AIs observed that the voucher/rental agreement said they were not the actual contract I'd be renting under. I wouldn't see that until I picked up the car, and I won't have time or desire to analyze it at that point. That muddles the issue even more.

Posted by
195 posts

Driving long distances after a long overnight flight is not a good idea, but if you decide to head to Tuscany after landing

I know you are right but that's the plan regardless. We spent a fantastic two weeks in Rome a couple weeks ago and won't be visiting there at all this trip. So the choices were to press on immediately upon arrival, or book a room nearby for the night. We're not keen on the idea of having the hassle involved with checking in, hauling luggage, etc., when we could just do it once if we survive the drive. Our plan is to go to car rental immediately on arrival and drive a half hour or so, then find a place to stop for coffee and sugary boost, then on to Siena. I know we'll be tired but there are two of us to share driving & navigating and make sure the other stays awake.

We're energetic and young enough (78 and 76) so we should be able to manage. :-)

Incidentally, we have four nephews in their 30s who aren't willing to drive in Europe. That's got us wondering if we're crazy at our age, although we've done it several times in the past, including drive-on-the-left-UK as recently as 2024.

Posted by
18244 posts

Still check the price difference between picking up at Fiumicino airport or at Tiburtina station. You can use www.autoeurope.com.

You can reach Tiburtina station by train (for 8€ per person) or also, maybe more conveniently, by taxi. The fixed taxi fare from FCO airport to the Tiburtina station is 60€ (never leave tips to taxi drivers).

Sometimes the airport pick up is so outrageously more expensive than a city pick up (like Tiburtina) that it pays to take the taxi from the airport to Tiburtina for 60€ and pick up there. When you compare the price also take into account that there might be an additional 15€ one way drop off fee if you pick up at Tiburtina and return it to FCO airport.

Do some price comparisons and then decide. I know that picking up at the airport would be more convenient, if you pick up at landing, but for me in 2025 the difference in price was outrageous (with Europcar) although I rented a large station wagon for 5 weeks.

Posted by
9777 posts

Ok be careful
Make sure you both have an IDP-required by law

If you change your mind-Orvieto makes a nice first night stop-about 1.5 hours from FCO
I can recommend a great hotel in the center where you can pull right up to the door and they will park the car for you

Posted by
195 posts

We spent a fantastic two weeks in Rome a couple weeks ago

That should have been a couple years ago, actually 3 years now that I think of it.

Ok be careful. Make sure you both have an IDP-required by law

Yes we do. I don't know what the point is beyond having an actual driver's license, since there's no qualification needed except for paying $20.

If you change your mind-Orvieto makes a nice first night stop-about 1.5 hours from FCO. I can recommend a great hotel in the center where you can pull right up to the door and they will park the car for you

I've heard good things about Orvieto. Please do let me know the hotel.

good luck.

Thanks, we'll need it. That and a couple strong espressos/espressi.

Posted by
6864 posts

Yes we do. I don't know what the point is beyond having an actual driver's license, since there's no qualification needed except for paying $20.

The point is that the IDP is an internationally recognized format verifying that you have a license with a language translation. Italian authorities aren’t familiar with licenses in every country let alone 50 different U.S. states. The IDP is in a standard internationally recognizable format.

Posted by
18244 posts

Don’t skimp on the $20 for the IDP.
The IDP is rarely requested by the rental car agency when you pick up, but if you get pulled over by the police or carabinieri for a random check (not necessarily because you committed a traffic violation), as it happens to me once in a while, they will request the IDP, and the fine for not having one is €408

Posted by
183 posts

My understanding is that AutoEurope got bought out in December of last year by Deck2 Capital and no longer offers the same exact all inclusive insurance coverage that they once did…that was the main reason that we used them for many years.
In addition, I have seen numerous complaints on another travel forum about the inability to reach the new customer service when a problem has arisen.
The new management is rolling out automated "agentic support" for customer service. This means routine booking changes, cancellations, and inquiries will rely heavily on automated AI flows rather than human call center.
Because of this, we rented directly with Sixt this past April for our 2 weeks in Italy and are again renting with Sixt for our week’s visit to Germany this December.
Is anyone else aware of these issues or am I somehow misinformed?

Posted by
195 posts

Don’t skimp on the $20 for the IDP

We already have the IDP, but thanks for the warning. That's a hefty fine and we'd get them if we didn't already have them.

Posted by
195 posts

My understanding is that AutoEurope got bought out in December of last year by Deck2 Capital and no longer offers the same exact all inclusive insurance coverage that they once did

That may be true. When I first looked at Auto Europe there were three levels of insurance coverage. When I checked yesterday there were only two -- the top level was missing.

Also, I sent two emails to Auto Europe customer support about a rental issue and never heard back. It's been a month.

As a result of those and other issues, including that I had some accumulated points, we've decided to go with Enterprise/Laucato. Even with the points, it's more expensive than Auto Europe/ Europe car, but I feel better with them.

Posted by
9777 posts

Past 3 rentals in Italy and France we have been asked to show the IDP by the rental agency.
We witnessed other hopeful renters being refused a rental when they didn't have one.

Posted by
18244 posts

I did a mock search for 2 weeks this coming October on AutoEurope.
They now offer only two levels of coverage:
Basic Plus at no extra cost
Full Protection for under $10/day extra

Full protection adds the following items to the basic plus:

Refundable Deductible
Wheels, Glass, Roof and Undercarriage Damage Coverage
Windscreen, Mirrors, External Lights and Lamps
Roadside Repairs and Towing Costs
Key Cover & Lockout

Basically they eliminated the intermediate coverage which added only refundable deductible to the basic.

The full protection is what I always got, so there wouldn’t be any change for me if I had to rent. Customer service may have deteriorated with the new ownership, but I didn’t have that problem when I had to call last June.

$350 extra is stiff in my opinion. In my test for this October I could find a compact SUV for under $500 for the two weeks in both Rome and Florence. If you are spending $350 extra that is almost double what I could find.

Posted by
183 posts

This my understanding of the revised AutoEurope insurance under the new ownership…
The new AutoEurope pricing for Italy does not include the same Full Coverage in their contract as it did before. In the past, with their old contracts, you simply dropped the car off and you were protected for damages covered by the insurance contract provided by the company renting you the vehicle (the supplier).
Today, AutoEurope is offering Third Party Insurance, where you pay for the damages when you drop off the car; up to the Deductible Amount on the contract. You save the receipts for the repairs from the Agency, then submit them to AutoEurope for reimbursement.

Before, AutoEurope offered the supplier’s insurance, not Third Party insurance.
Again, if I am misinformed when reading the information on their website, please correct me.

Posted by
71 posts

Jconsol, you are correct. The insurance offered is third party, not the true zero deductible CDW through the supplier that used to be offered. The way it works now you pay the deductible if there is damage and submit a claim for reimbursement.

Posted by
18244 posts

I think you may be right. When I called customers service last June, they did tell me that policy was a “refundable excess” (basically the deductible is reimbursed to you later). If that is the case, then you can go for the basic coverage then buy the extra no deductible coverage at the desk directly from the supplier. However it will likely cost you more, at least 20€ extra a day if you buy from the rental supplier.

Posted by
195 posts

AutoEurope is offering Third Party Insurance, where you pay for the damages when you drop off the car; up to the Deductible Amount on the contract. You save the receipts for the repairs from the Agency, then submit them to AutoEurope for reimbursement.

From incidents I've seen on the Internet, rental companies (not specifically Autoeurope) can be very demanding about the receipts. They may require itemized invoices, not just a total amount. That could be difficult to obtain, making reimbursement questionable.