Sorry but need to be very specific about using an ATM next month in Scotland and Ireland.
In past trips to Scotland and Ireland we have used our bank's ATM card (not a debit card) to withdrawal cash from ATMs and all worked.
Rick's current travel books and forum state to use our "debit" card at ATMs.
Want to make sure we can use our ATM card as usual and not a debt card in Scotland and Ireland.
Thanks for clarification and again need to be very specific.