Stacy, I gotta say agree with you. We are not traveling this year, but in past years we did 2-3 big trips to all 7 continents, etc. (most group tours, two were RS tours). Based on what I am experiencing thru you all (on the Forum) and other friends who had large trips planned, just this morning I said to my husband it will be a really, really, really long time (if ever) before I book a group tour again..........the waiting and uncertainty would be stressing me out.....I would want to be able to cancel for this summer and be done with it........especially since it is likely the virus will be around for at least a year, maybe longer....likely until there is a vaccine. For independently arranged travel, one is in more control...not the benefits of group travel...but sure more control.
Maybe (I am guessing) there is some sort of business insurance that requires that the RS operation wait until so many weeks before the start of the tour to be certain the virus has not subsided enough to otherwise allow trips to go. But....duh...does anyone really think it will? If it is a business insurance reason, it would be good to know that, so people could understand. But, with the stress of worrying how we can all keep from getting the virus (we are going in no inside public places without our N95 respirator masks (that we had on hand from paint/sanding/yard projects) and plastic painter gloves) . Even then, we are limiting to absolute necessities. Not germaphobes, but spouse has a somewhat compromised immune system, so precautions.
That said, I can only guess the additional stress of wondering WHEN my tour money might be refunded......at a time that many households (small business owners wondering how they can keep it together, those who work in hospitality, tourism, retail, restaurant owners seeing huge drops, etc. experiencing reduced income......and many with employees depending on them.....or just people seeing their 401Ks shrink.
It would be nice to reduce one of those many stresses, and travel is a luxury. I hope you get good news soon. Less stress mounting might make you reconsider a group tour in future years. I sure would not book one for 2021 unless everything looks totally good in January 2021.