It’s been years since I rented a car in Germany. In the past I’ve bought the American Express Rental Car Protection Plan and I used the card for everything involving the rental. Is this still a good way to buy insurance coverage?
Is this still a good way to buy insurance coverage?
Did you make a claim with Amex previously? If not, it's unlikely that you can say with certainty that it was a good choice back then. A claim is where the rubber hits the road.
Answering this question would require a comparison of the current Amex plan details and its real-world results with those of the many other insurance plans that compete with Amex for your $... it's a very big ask. I suggest doing an online search for consumer research that may have been done by sources independent of the insurance industry.
I am searching for and reading reviews of people who have filed claims using AmEx.