Rental car

Maybe get a credit card that “does” offer you coverage??

I started digging into our other cards and have one that does cover rentals internationally. Canceled the booking with the other card and booked using that one. Is that all I need to do? No need to add to mt travel insurance plan?

This is just becoming a pain... I called to get a letter to show the rental company. They no longer have the benefit. Digging through the other cards.

Have a look at AutoEurope. They will show you an all inclusive price and prices for a few different rental agencies including Europecar.

We got the basic with Europcar and I paid with my American Express which does have coverage for us. Used this when renting in England, we are doing France this time, and no problems so far.

As someone mentioned, check out AutoEurope, which is a broker (I almost always use them). For the cars offered they'll have up to 3 choices: basic coverage, CDW coverage with a deductible, and CDW with zero deductible. It used to be simple -- I'd rent a car and at the desk I'd tell the agent that my credit card gives me coverage, and that was that. My understanding now is that most, if not all, rental agencies want to see proof of coverage. So for the last 3 years I've taken AE's zero deductible coverage.

Another option if you have "some" AMEX cards is their full coverage insurance you purchase basically per usage.

Used to cost about $20 for your trip and you could download coverage letter from AMEX site. Used this a lot when COSTCO had AMEX as their only credit card. Last few rentals have used AutoEurope - very simple.

Seems complicated. Maybe just buy insurance when you rent the car.

Maybe just buy insurance when you rent the car.

I suspect it will be a whole lot more.

Take out any Amex card. Then enroll the card in the optional primary rental car insurance. For $25 per rental (not per day) Amex provides primary coverage.

I suspect it will be a whole lot more.

Probably not when added to the total cost of the trip. It probably would be a negligible percent difference once all costs are considered.

We got the basic with Europcar and I paid with my American Express
which does have coverage for us.

I seem to remember someone posting that CC coverage will not be valid if you purchase any coverage from the rental car company. That is, it has to be the one and only coverage. Perhaps someone can refresh my memory.

My card said that. I can't have other insurance.

Probably not when added to the total cost of the trip.

But why pay anything more when you can purchase insurance beforehand. Once you decide that you want CDW, there's no reason to wait until you pick up the car and be subject to whatever their charge is.

I seem to remember someone posting that CC coverage will not be valid if you purchase any coverage from the rental car company. That is, it has to be the one and only coverage.

Precisely, but the "Basic" AE rental referred to is no coverage, besides what's legally required. So if you use a cc, that's fine.