Is Proof of Insurance required to enter France? Conflicting info

I have traveled to Europe over a dozen times in the last decade and have never been asked to show proof of insurance. You are also required to have a bank account of X dollars to guaranteed you are not a social services burden and a return ticket; I have never been asked for any of that either.

We didn't get travel insurance until recently because our work insurance covered international travel. Now we do. But we haven't been asked to show it and all travel insurance includes medical, hospital and death related expenses.

I have links to my policy on my phone should I ever need to disclose it.

I assume that these rules are not invoked unless something about the traveler suggests they may be planning to illegally remain in the country.

Thank you Janet! Can I ask which Travel Insurance you use? We have never purchased but with the pandemic we are doing it for this trip.

I'm not sure where, exactly, you saw that, but it reads like the requirements for those seeking to live in France under a titre de séjour (for 1 year, renewable) rather than an under 90-day visit under Schengen rules.

For what it's worth, when I moved to France for a work transfer I was fully covered under the French health system and the mutuelle (supplemental insurance) my employer set up and paid for, and when we entered France for our move here I was asked nothing about any of that.

Since then, we've left France many times for visits to other European countries as well as to the U.S., and we've never been asked to show proof of insurance or our Carte Vitale upon entering the country. The only time we need to furnish evidence of having insurance (i.e., a Carte Vitale) is when we update our residence permit.

In your case, as a short-term visitor, I wouldn't worry about it.

Thanks Sammy, I copied the requirement from the Air France website.

For years we had an annual policy that was just for medical evacuation until we aged out at 75.

I had an Allianz trip policy when I needed to use it for a hospitalization in Mento. It worked well. I now have an annual policy through Allianz. Have not had to use it and hope not to, but that is what we carry. My medigap insurance also covers emergency care abroad BUT not medical evacuation which is the expensive part.

What Janet says. it has never been an issue for me, or anyone else I have spoken with, or seen posts from. Relax and enjoy your trip.

Could you give us a link to where you saw the part about insurance. I have never heard of such a thing.

On the Air France Website under the Covid-19 tab there are various boxes/questions, I chose "Travel Requirements", it took me here where I plugged in my travel (LAX-CDG pick any date):
https://airfrance.traveldoc.aero/
In the "results" is down arrow to expand the requirements for flight, which displayed as indicated in my original post

Never had to show any proof of med insurance either in France and Germany, where in both countries I had to see a doctor. Actually, two times also in each country. The last time was at a Klinik in Berlin in 2017. In France nothing special regarding documents was asked of me at the doc's office.

There are other inaccuracies in that quoted passage.

The maximum stay is not simply 90 days. It is 90 days in the previous 180 within the Schengen area.

Close but not complete. If somebody had made a trip, left and returned within the 180 days they would not receive 90 days again.

Regardless of whether it's required or not it's smart to have insurance which covers medical/evacuation/repatriation.
Should you break a leg or hip which requires special seating to be installed on a commercial airliner or air-ambulance to get you back to the US for further treatment/recuperation, that cost can easily be $100,000.
There are many companies which provide this type of coverage, I happen to use this one:

https://www.bhtp.com/

This is also on that website:'

The information on this website is compiled by a dedicated team of researchers who liaise with immigration authorities, government departments and health agencies worldwide in order to ensure the information presented here is verified and correct at the time of publication.* However, KLM/AirFrance cannot guarantee this information is accurate as the ongoing COVID-19 pandemic means that travel regulations are subject to rapid change.

There is no requirement to have proof of insurance to enter France.

You do need to prove insurance if you are entering on some extended stay type visas. But that's not for regular tourists.