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ATMs in France

Do the ATM machines in France make the withdrawal from the checking or savings account? Our ATM card used in the US gives you the option to withdraw funds from either account, just wanted to know what we will encounter in France?

Posted by
7959 posts

I rarely, if ever, ever recall seeing a menu to choose one or the other. The traditional advice has been to put your cash into checking, as that was the account it would draw from. However that advice probably dates from when Checking was always the primary account of the two, but now you can have debit cards on savings only accounts.

The prudent advice now would be to have funds in both accounts and have online access to your account. in case you need to move things around.

The good news is you really do not need much cash, use your contactless credit card for big and small purchases, so all you really need is a few hundred Dollars to draw from. The days of daily withdrawals and paying cash for everything are long gone.

Posted by
3942 posts

You should ask your bank which is your primary account. That is the one that you will be able to access at an ATM in France.