ATM in Paris recently? Trip soon...

I haven't used a chip ATM card in Europe - you shouldn't need one to get money from an ATM. You need a chip to use a credit card in many places (or a debit card to make purchases), but even then some machines may still take magnetic strip cards. I used my non-chip ATM card (not even a debit card) last May in France though by the time I got to Paris I didn't need to use the ATM anymore, plenty of Euros left.

any suggestions on ATMs that will take our American Chip cards?

In Paris we use Bank BNP Paribas. (They have branch in New York).

I have not have problems using my debit atm chip card issued by Chase since the mass conversion roll out by American banks 3-4 years ago. My niece traveled with me over last xmas break and she has Bank of America debit atm chip no problems.

I have not seen any threads indicating a problem with ATMs and chip cards. Some problems with credit cards but not debit cards at ATMs. You should be OK.

Used my Schwab debit card (with chip) at ATM's in France, Austria, Germany, Hungary within the last three months with NO problems.

For ATM cards, the bank machines do not seem to care about all the chip issues that (sometimes, though usually not) bedevil U.S. credit cards.

If your card is a credit card, I don't know.

You do still want to be diligent about fees your bank may charge.

My last time in Paris was October. I haven't had a problem with ATM's in Paris. I've had some issues with the RER and metro ticket machines. I've also had one toll booth on each of my last three French trips that wouldn't work with any card (other toll booths worked).

I'll assume you're referring to your debit card. Look at your card. What logos does it have on it. Mine used to have an assortment that usually included Cirrus or Plus. Today my debit card has a Visa logo on it. If your debit card has either a Visa or Master Card logo, it will work at virtually any ATM in Europe. Fees are based on what your bank charges you. Note that some European ATM's have lower transaction limits than your banks daily limit on your account. If you can't get as much as you were hoping for, you may have to take it in more than one transaction.

If you're referring to a credit card, I'd caution regarding fees. Using a credit card to get cash usually means your bank will charge you a cash advance fee, foreign transaction fee and start charging you interest right away. Other than that, your credit card works the same. If it's got a Visa or MC logo, it will work pretty much anywhere. Either of those work fine, the days when Visa was preferred are behind us. If it's not one of those two, you may not want to pack it as a travel card. I also bring an American Express with me for their car rental insurance option and use it only for car rentals.

Officially, both Visa and MasterCard have mandated that all DEBIT cards work in all ATMs worldwide no matter if they have chips or only mag stripes until 2020. So it should not matter as long as we are talking DEBIT cards and ATMs attached to either the Visa or MasterCard networks (just look for the Visa/MasterCard logo on the machine).

If you are talking using your CREDIT card at an ATM, no guarantees.

Whichever option you choose, make sure you have your PIN, make sure you tell the card issuer where you will be in Europe and when you will be there. And specify each and every country you might have an opportunity to use the card in. Europe is not a country!! :-)

We've been using our ATM debit chip card in Europe (including Paris) since they first came out. No problem at all. As another contributor mentioned, do let your bank know what countries you will be visiting. We each have our own debit card to take advantage of withdrawal limit. We prefer using an ATM attached to a bank when possible.

Barbra makes a good point. If you're charging most of your European expenses, using cash primarily for very small purchases, you don't want to get a stack of 50-euro notes out of an ATM. Once I made the mistake of withdrawing 150 euros and the machine gifted me with one 100-euro note and one 50-euro note. Just what was I supposed to do with a 100-euro note? ATMs that allow you to choose denominations are fabulous.