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Oyster card or not for Spring 2026

Traveling to London with my granddaughter in March, 2026. I think I heard that Rick says that the Oyster card is no longer necessary and we instead should just tap our credit card. Did he say that the Transport of London will give the traveler the best deal according to how many times they use the tube? I’m supposing that Rick is referring to our American credit card with the chip? We would just tap each time we use the tube?]

Thanks!

Polly

Posted by
170 posts

Correct, you each tap a separate card each time you enter and exit the tube (and each time you get on a bus). Most new American cards have tap-to-pay, but you can double check by looking for a symbol with 3* (edit: actually 4) curved lines or by trying to use it at home before you go. At the end of the day, the system tallies up all the journeys you made and applies the cheapest fare for the whole day. If you're going for a longer time, it also has a weekly cap. You'll each need a separate device (either card or phone set up for Apple/Google Pay).

Posted by
6750 posts

Yes, that's all correct. Each person needs their own method of payment. Apple or Google Pay, or a chip credit card or ATM/debit card. Usually Visa and Mastercard cards are the most frequently accepted, and look for the 3 curved lines that signify tap to pay enabled.. Tap in on any bus or Underground turnstile. Tap out on Underground exits (not buses). As long as you use the same method of payment, the daily cap will apply.

Posted by
9739 posts

There are still a few good reasons to use an Oyster Card, but they may not apply to you.
1. You already have an Oyster Card
2. You feel uncomfortable having your phone or credit card out to go through the turnstile.
3. You have a rail card that will also give discounts to registered oyster cards.
4. You have a large party and Oyster Cards eliminate the need for multiple credit cards.

Posted by
10727 posts

The bit which Rick missed out the other night on MNT is that the weekly cap on contactless or Oyster only applies to a fixed Monday to Sunday period, not to any 7 days.
Also that you can't benefit from two for one deals at London attractions by using contactless or Oyster payments.

Posted by
1697 posts

On past posts people have gotten confused about the card they can use. My husband and I each have a card for the same credit account. You don’t each have to have a separate ‘credit card account’ just each have a card that you tap in then tap out.