Is it possible to get medical services performed as a non citizen ? If so, how are the costs?
Is it possible to get medical services performed as a non citizen ?
Yes
If so, how are the costs?
Indicative list here: https://www.privatehealth.co.uk/costs/a-to-z/
Doesn't by any means cover all providers though.
Yes. Costs?
I caught a horrible cold on trip last spring, had turned into a bronchitis by the time we were in London. After two days of increasing misery and fever of 101, I knew I needed antibiotics, which meant seeing a doctor. Sent to pharmacy by hosts, pharmacy sent me to Waterloo clinic, who told me to go to St Thomas ER - from where I was sent back to the clinic with an appointment. Was seen, examined, prescribed (antibiotics plus a painkiller), back to pharmacy, back to lodging. All on foot inside 2 hours. Was ready to pay whatever. Total cost? Hospital zero, 79 pence at pharmacy, I am guessing that was VAT for the OTC painkiller.
Aside: Last thing I want to hear is from those complaining that they should get refunds on their VAT becasue it is unfair.
This is an awesome story ! ! !
And an Aside Aside: when the politicians say National Healthcare is BAD, vote them out of office. Better yet, run them out of town on a rail ! ! !
But you're probably talking about some elective procedure, right?
Well, just curious about any and all situations. It's good to know while I'm there.
My guess is, emergencies are rolled into the NHS and elective is paid at the full rate (but still likely less than U.S.).
"but still likely less than U.S" - Oh yes. If you visit a hospital in the US with an ear ache, you have to pay with an arm and a leg.
Had to take my daughter to A&E (ER) for food poisoning, didn’t have to pay a dime. On another trip husband had to go to dental A&E, only had to pay for medicine about £3.00. One time brother was in London he was crossing the road and a car run a red light and hit my brother. He was taken to A&E by ambulance , only had to pay for pain medication.
BBC reported in October 2017 that National Health Services was going to increase scrutiny on foreigners attempting to use NHS for medical care, and bill for unauthorized charges. "Medical tourism" usually implies intentional travel to get medical procedures, not urgent care that was unexpected.
My recent experience with medical/dental urgent care in France, Germany, Austria was that I got good care at very reasonable cost, but certainly not free.
I looked up the cost of some minor surgery I had last year. In the UK, It was about 25% of what it cost in the U.S.
We don't have universal healthcare for two reasons:
1) one party doesn't want the government running anything.
2) the health insurance industry has deep pockets.
Number two is the cause of number one.
Frank III - Spot on !
It was attempted in '93. The insurance industry squashed it . . .
Even the Affordable Care Act started out with a "Public Option" but one of the parties said, no dice.
We just came back from Scotland last Sunday and at our last stop in Edinburgh (a FABULOUS AirBnB), our host left a chart about how to navigate the NHS in case we had any issues. The owner is English, but splits his time between San Francisco and Edinburgh. I thought it was very helpful. To date, we've never had any issues while traveling to more than 25 countries, but my husband admitted to me he wouldn't have the first clue of what to do if something happened to me. Now I know reading up on local healthcare before any future trips will be required. ;)
My daughter was in a car accident in Ireland last year. The total cost was about $9k for 4 surgeries and a week in the hospital which they agreed to bill to our insurance. Fortunately, my daughter is ok. If it had happened 50 miles away in Northern Ireland? We (or our insurance) wouldn’t have had to pay a dime. This is according to my ex-husband’s cousin who works for NHS. The amount would probably be in the 6 figures if that happened here. But then again, she most likely would’ve been taken to surgery right away which would have prevented the additional surgeries needed to fix the problem.
It seems like the 'foreigner bill' that I hear when someone is injured or ill abroad is actually less than what I'd pay for copayment in the States for similar treatment and I allegedly have a good health insurance plan instead of one of those 'first $5K is out of your own pocket' plans.
Although "medical tourism" won't be covered by travel policies, this thread is a good reminder that it's crucial to have travel medical insurance to cover unexpected medical issues. While some countries may provide treatment at no cost or very little cost, the costs may be higher in other countries.
If it had happened 50 miles away in Northern Ireland? We (or our insurance) wouldn’t have had to pay a dime
Probably not but not because of some generous, altruistic health service but simply because of the incompetence in the organisation being able to implement an efficient and effective payment scheme.
Millions of pounds of medical fees incurred by non EU tourists remain unpaid and not chased because no one can be bothered to enforce it.
A couple of years ago I fell ill with acute appendicitis whilst in Calfornia. When I presented myself (collapsed) in A&E I was dealt with fairly efficiently without any questions regarding my finances but they made sure my wife provided all the insurance details within the first 20 minutes of my arrival.
Having an outstanding unpaid bill to the NHS is now an automatic refusal at the border on attempting to re-visit. If the admin has been done correctly.
.......If the admin has been done correctly.
That's the crucial part!