In the early stages of planning a trip to the UK for next summer. Started looking at the rental car and digging into the CC terms and conditions vs the rental agency. In short here are the items covered by the CDWs:
Credit Card:
The Auto Rental Collision Damage Waiver covers theft, damage, valid loss-of-use charges
imposed and substantiated by the auto rental company, administrative fees, and
reasonable and customary towing charges (due to a covered theft or damage) to
the nearest qualified repair facility. The Auto Rental Collision Damage Waiver
covers no other type of loss.
Enterprise
damage, theft, loss of revenue, administration fees, diminishment of value, and any towing, storage or impound fees.
The big difference is the CC does not cover "diminished value" OR "storage and impound fees"
The CDW for Enterprise is a flat $1000, while the CC is $0.
My question is what is an expected "diminished value" claim from a routine accident in the UK? If its going to average more than $1000 I would better off going with Enterprise CDW than CC. I am not so much worried about storage and impound fees, since those should be minimal or at least ARGUABLE when settling a claim.