Can I get withdraw pounds from ATMs in Oxford England using my U.S. bank debit card that doesn't have a chip in it? I was able to do this in other EU countries in years past but want to be sure now, thanks, Lynn.
Posted by
PA
2883 posts
Absolutely not a problem, just did this with our CapOnes, which they are not replacing with chips as they are not debit cards.
Posted by
Northamptonshire, England
34025 posts
There are plenty of ATMs in the town, including the station, and they should give you no problem.
Posted by
Oxford, United Kingdom
5468 posts
Although all ATMs in the UK are chipped and have been for over a decade they do also read magnetic strips. However, if it seems a particular ATM is uncooperative use another; most likely the magnetic reader is out of order and it hasn't been noticed since it rarely gets used.
Posted by
Tresana, Highlands Ranch, CO, USA
23642 posts
The above is true provided your debit card and the ATM are accessing the same network.
Posted by
Atlanta
2512 posts
Lynn,
I used my bank debit card at the ATM in the Marks & Spencer store in Oxford. I liked going to M&S because their ATM is inside the store and I felt very safe getting cash there.
Happy Travels,
Judy B
Posted by
NC, United States
970 posts
Should work just fine. As mentioned, cards won't work if an ATM doesn't access at least one of the same networks as the card, but that's the same as in the U.S.
You can check with the card issuer to see if they have an arrangement with any UK bank(s) that may reduce fees.