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Apple pay in the balkans

Hello! We are planning on traveling to Slovenia, Croatia, Bosnia, and Montenegro next month. We typically use Apple Pay for most everything except very small purchases. Do most restaurants/shops accept Apple Pay?

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You can definitely use card for a lot, but I'm less sure about Apple Pay. We were in Bosnia last year and we actually had to use cash for some things, which is rare these days. You probably know already, but Croatia, Montenegro, and Slovenia are all on the euro and Bosnia has its own currency (the mark). So you will probably want to get a bit of each to be safe.