Thanks for the replies! We have a car reserved and yes, it is unfortunately expensive, but have experienced similarly high prices here in the US lately so have made my peace with it. There is language around the extra fee for crossing into BH and Montenegro, so I assumed we would be able to pay for that on pickup, but perhaps I'll reach out in advance instead. Both pickup and drop off are at the airports--it was cheaper to reserve that way.
I was concerned that two nights in Mostar might be too much, and also wasn't sure where I would steal a night from. Would it be better to just do one night in Plitvice instead? My thought was to make a leisurely drive from Split, visit the Lakes the next day, along with checking out Rastoke/Slunj, then get up early the next morning for the long drive to Mostar. I'm not concerned much with the length of the drives--we are accustomed to it here in California--just the sitting in the car at the border will be challenging, I expect. I wondered if it would be wiser to cross the border near Plitvice/Bihac and drive through Bosnia to Mostar, but then it looks like the road itself will be much slower. Another option might be to leave Plitvice and stay overnight in Croatia somewhere near the border and go early in the morning to Mostar from a closer starting location?