We are beginning to make plans for a 7 night trip to Scotland. We are Americans currently living in Europe, and have our flight booked already. We are starting the hotel/B&B planning. Can anyone make a recommendation about where to buy travel insurance that would cover cancellation costs for travel in Scotland?
Thank you!
Lucy
Hi,
Are you looking for recommendations for companies? You could check out www.insuremytrip.com. That website compares different companies' plans.
:)
Thank you Gretchen, I will amend my original question to make it a little more clear! I did look at the website you posted, and they don't seem to come up with any cancellation coverage for trips in Scotland... Thanks again!
AAA sells travel insurance, which we're considering for our June trip to London and Paris.
I've never hear of trip cancellation insurance not covering a trip to a particular country, the insurance is for if you have to cancel the trip itself regardless of where the trip is to. I don't even buy trip cancellation insurance anymore, just reserve hotels that can be canceled without too much of a penalty, plane or train tickets can usually be changed for a fee. The only insurance I buy for a trip is medical ins.
If you are asking for insurance specific to a country, then I don't think that is available since it makes little sense to name a specific country in the coverage. If you cannot go, you cannot go so the specific country has little bearing on the trip. Or am I missing something?
Well I was looking at the website mentioned by the first responder, and it didn't collect any policies that were in Scotland, EXCEPT policies that would cover our medical costs if we got sick. I theorized that the website maybe had cancelation for other countries just not Scotland.
If anyone has a place for me to look (in addition to AAA) I will be happy to check them out also! It seems like a good thing to have for a costly trip.
Thanks!!
In addition to insuremytrip.com, there is squaremouth.com (does the same thing, compares ins companies & policies). Or go directly to travelguard.com (insurance company). I have used them in the past but like I posted earlier I don't use trip cancellation ins. anymore.
Edit: When filling out the ins form it never asks where I'm going, just how long I'll be gone and what I want covered.
Thank you, Nancy! :)
When I go on Insuremytrip it asks for a primary destination, or first destination, along with age of travelers and dates.
Maybe it is different because you are entering the website from Germany rather than the US?
Lucy, we like www.roamright.com/trip-cancellation-insurance and they do include trips to Scotland but I doubt if any companies would specifically mention any country- they just cover them however I know for a fact this site does include trip cancellation for Scotland.
I used Squaremouth for my recent European trip and was very happy with the selection of different plans they offered.
And just as an aside, most "pundits" recommend cancellation insurance only for once in a lifetime trips such as safaris with very high costs. An "ordinary" trip is not generally considered worth insuring.
Thanks, all for the advice. We ended up finding hotels that did not require pre-payment with bad penalties, so I think we won't get the cancellation insurance after all.
:)
I think what happens at times is that non-US citizens will apply for trip insurance from US based companies and be denied. Most Trip Insurance plans are for local nationals - not international applicants. For a unique alternative (if you really need trip cancellation and are not a US citizen), read: http://www.internationalinsurance.com/news/trip-insurance-for-internationals.php
I just purchased travel insurance for my husband and I for an upcoming trip to Italy in September. It put me at rest knowing that if something was to happen back in the states or illness in Italy there would be NO problem in getting back to states or having a medical issue. Airfare charges a fee about $250 to change each ticket. I lowered my initial travel cost to cover expenses for rail and airfare and the premium will cover any medical/dental issues first. My USA insurance is secondary. I first contacted my health insurance to find out if I had coverage out of the states which I did. However, this didn't stop me from purchasing a policy. (case in point...friend had husband die unexpectly in Italy...body was transferred back to states coverd by policy). So you never know! Get the insurance with a piece of mind. Happy travels.
WorldNomads is my favorite international travel insurance. It is universal and anyone can sign up for any location regardless of citizenship.
www.worldnomads.com
WorldNomads has an age limit of 70 and it does cover skiing.
I ran a quote but did not buy insurance.
Sometimes I think I should buy trip insurance but for now my medical insurance covers us while outside the US so I don't feel it is essential but the story about a husband dieing overseas makes me wonder if some travel insurance is worthwhile.
