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Travel Insurance

We are beginning to make plans for a 7 night trip to Scotland. We are Americans currently living in Europe, and have our flight booked already. We are starting the hotel/B&B planning. Can anyone make a recommendation about where to buy travel insurance that would cover cancellation costs for travel in Scotland?

Thank you!

Lucy

Posted by
9 posts

Thank you Gretchen, I will amend my original question to make it a little more clear! I did look at the website you posted, and they don't seem to come up with any cancellation coverage for trips in Scotland... Thanks again!

Posted by
741 posts

AAA sells travel insurance, which we're considering for our June trip to London and Paris.

Posted by
6045 posts

I've never hear of trip cancellation insurance not covering a trip to a particular country, the insurance is for if you have to cancel the trip itself regardless of where the trip is to. I don't even buy trip cancellation insurance anymore, just reserve hotels that can be canceled without too much of a penalty, plane or train tickets can usually be changed for a fee. The only insurance I buy for a trip is medical ins.

Posted by
20625 posts

If you are asking for insurance specific to a country, then I don't think that is available since it makes little sense to name a specific country in the coverage. If you cannot go, you cannot go so the specific country has little bearing on the trip. Or am I missing something?

Posted by
9 posts

Well I was looking at the website mentioned by the first responder, and it didn't collect any policies that were in Scotland, EXCEPT policies that would cover our medical costs if we got sick. I theorized that the website maybe had cancelation for other countries just not Scotland.

If anyone has a place for me to look (in addition to AAA) I will be happy to check them out also! It seems like a good thing to have for a costly trip.

Thanks!!

Posted by
6045 posts

In addition to insuremytrip.com, there is squaremouth.com (does the same thing, compares ins companies & policies). Or go directly to travelguard.com (insurance company). I have used them in the past but like I posted earlier I don't use trip cancellation ins. anymore.

Edit: When filling out the ins form it never asks where I'm going, just how long I'll be gone and what I want covered.

Posted by
2762 posts

When I go on Insuremytrip it asks for a primary destination, or first destination, along with age of travelers and dates.

Maybe it is different because you are entering the website from Germany rather than the US?

Posted by
1406 posts

I used Squaremouth for my recent European trip and was very happy with the selection of different plans they offered.

And just as an aside, most "pundits" recommend cancellation insurance only for once in a lifetime trips such as safaris with very high costs. An "ordinary" trip is not generally considered worth insuring.

Posted by
9 posts

Thanks, all for the advice. We ended up finding hotels that did not require pre-payment with bad penalties, so I think we won't get the cancellation insurance after all.

:)

Posted by
5 posts

I just purchased travel insurance for my husband and I for an upcoming trip to Italy in September. It put me at rest knowing that if something was to happen back in the states or illness in Italy there would be NO problem in getting back to states or having a medical issue. Airfare charges a fee about $250 to change each ticket. I lowered my initial travel cost to cover expenses for rail and airfare and the premium will cover any medical/dental issues first. My USA insurance is secondary. I first contacted my health insurance to find out if I had coverage out of the states which I did. However, this didn't stop me from purchasing a policy. (case in point...friend had husband die unexpectly in Italy...body was transferred back to states coverd by policy). So you never know! Get the insurance with a piece of mind. Happy travels.

Posted by
433 posts

WorldNomads has an age limit of 70 and it does cover skiing.
I ran a quote but did not buy insurance.

Sometimes I think I should buy trip insurance but for now my medical insurance covers us while outside the US so I don't feel it is essential but the story about a husband dieing overseas makes me wonder if some travel insurance is worthwhile.