I just received and activated my new Capital One business card and it has chip technology. When speaking to the rep, she said this new card will work in Europe and there is no transaction fees (for us or the merchants), just the exchange rate. She also said the chip creates a special token for each purchase so it is harder to duplicate cards (or have someone make a duplicate and make purchases). Everyone on my account now also has their own account number and CVV code.
Now that I have this card, will I have more options to make purchases vs using cash only? I really prefer credit card vs cash so I get purchase protection and also travel points. Especially if we want to purchase a watch or clock or some pricier souvenir.
Will the chip credit card allow me to use it at more businesses/restaurants? Or am I still missing something.
Thanks for all of your help on my many questions!! Not much longer before we leave - it's getting real!!