Does anyone have information on purchasing yearly travel insurance instead of purchasing per trip?
Edit: we are 71 and 72 with bad knees. I would never use Allianz.
Posted by
San Diego, California
4699 posts
Perhaps previous discussions will have some helpful information. You don't include your age, insurance needs, etc. This is a frequent topic here on the Forum.
Safe travels!
Posted by
Lynnwood, Washington
8378 posts
Allianz offers a yearly policy.
Posted by
Niagara, Ontario
1550 posts
Debbie, no personal experience purchasing but I am looking into it for next year. You can browse a general site which supplies quotes, which may or may not be accurate. Of course, different here in Canada. This might help:
https://travel.usnews.com/features/the-best-annual-travel-insurance-plans
Some policies have limitations with regards to health conditions, age, length of individual visits etc.
Posted by
Connecticut
610 posts
I’ve used GeoBlue’s annual international travel medical insurance for about five years. I’ve never had to file a claim. Look carefully for its annual policy because they also offer per trip policies. Friends have recommended MedJet as an annual option but I’ve not researched them.
Posted by
Chattanooga, TN USA
565 posts
I’ve purchased GeoBlue annual policy but never had to file a claim. Note I believe they have an option to cover preexisting illnesses.
Posted by
Washington DC
27112 posts
Several of us use MedJet for its evacuation coverage because we don't want to have to mortgage our homes (or worse) if we have a medical problem (perhaps as the result of an accident) that will require a lot of follow-up care and want to go through rehab/recovery in the US. I don't even know whether MedJet has regular medical policies.
I only once had to file a claim for overseas medical expenses with Blue Cross/Blue Shield (which has a corporate relationship with GeoBlue). It was easy to do; I just submitted the invoices I had (which were in Slovenian). BC/BS was also relatively easy to work with on domestic claims.
Do keep in mind that insurance companies are not charities; they are in business to make money. They will not take pity on you and pay a claim not justified by the language in the policy.