Here's my dilemma... I've had a Capital One card for ages. It's free and earns cash back points, but nothing great, so I finally decided to change over to a card that gets bonus points for travel specifically. After researching, I decided the Cap One Venture X is right for me, but when I called to make the change, they said I'm not eligible for the 75k bonus points for spending 4k in the first 3 months since I already have a card. They said I'd have to cancel the card I have now, then re-open a new account in order to get those points, which I would imagine could affect my credit score, at least temporarily. I hadn't considered that I might not be eligible for the bonus given I'm going from a card that has no yearly fee to one that is 395$.
My question is, does anyone know of a way to get around this? After I got off the phone with the CC company, it occurred to me that maybe I could open a whole new card, with a new number, then switch all my automatic debits, apple pay etc. over to the new card, then cancel the old one. Any ideas? Thanks!