I am curious if anyone else has used this travel insurance option. It is cancellation insurance only ( no medical coverage). But we will be traveling as a family of 8 with our adult children and grandchildren, and our hotel in the Dolomites becomes totally non-refundable at some point close to the date of our reservation. If we had to cancel at the last minute we are on the hook for €3260.
This insurance was suggested with a link from the hotel webpage, and I had seen it on other hotel websites as well. After an experience several years ago, when our prepaid, non-refundable ski trip to Whistler with friends was derailed at the last minute by a medical emergency the very morning of our departure, I am a believer in cancellation insurance for a group when traveling with others. We were to drive up to Canada together, departing around 7 am. Our friend called us at 5 am to say her husband had been taken to the ER the night before with severe chest pain, and was now in the ICU with a life-threatening pulmonary embolism. We did not wish to go without them, and our claim for reimbursement was paid in full by the travel insurance company. And our dear friend recovered and is still enjoying life. . .
The cost of insurance for that trip to insure 4 people for a 4-day ski trip was about 10% of the total trip cost, but proved to be well worth it. The cost of this insurance, to cover 8 travelers for a 3-week trip, is €199 to insure the €3260 hotel cost, or around 6% of the trip cost. I am glad I knew to look into this as soon as I paid the deposit for the hotel reservation, as it had to be secured within 3 days.