I've used Capital One Debit cards for international travel for almost 10 years and has always been fee free. We are departing Friday and just making sure I'm notifying banks of international travel for both debit and credit cards.
On Capital One's travel notification link, they say because of the chip it's not necessary to notify them (no issues here), but then it says
We never charge foreign transaction fees for purchases. Just remember when you use international ATMs there's a fee of $2 plus 3% of the amount you withdraw.
We were just in Italy in April and didn't experience these fees.
Does anyone know if their policy changed recently? We are going to be in Italy for a year, so this is a "Holy CXXX" moment. Will call them tomorrow (not open now).