So, I have a Chase Visa card, with a chip, but no PIN -- signature only. It is pretty good, offers points, works most places, and their customer service is awesome.
But I'd like a Mastercard as a backup for European and South American travel, and it would be useful if it at least offered the option of using a PIN. These cards are still hard to come by for American customers. Citibank seems to offer them, but I just called them, and got the run-around for 30 minutes before being told they weren't available as personal cards, and they only had chip and signature.
So now I am considering the Barclay's one. I have heard of people having difficulties with Barclay's... would love to hear back from others as to what they use, and how it works out in real-life situations. Obviously a no-fee card would be great, but that may not be possible.
I'm only interested in a Mastercard-branded one.