We usually get some Euro or Pounds at our bank which has a pretty decent exchange rate to use for train tickets and hotels and those purchases where you need cash. Previously we always had a second credit card as a back up, but I am thinking it may be better to just use the one, a Chase Sapphire Reserve card, and an ATM card instead. We have chip and pin on the credit card. We standardly use our credit card all the time, I just do not want something to happen to it.
My concern is I really do not want an ATM card linked to my main bank account so do you all suggest getting one from another bank and just put a small amount of cash into that account before leaving?
Chase has been great and we always notify them of travel ahead.
Would be interested in hearing what everyone else does and how they manage if something happens to their ONLY credit card.