I'm wondering if anyone has had experience buying and using a pre-paid Visa card offered by AAA. There are very nominal fees associated with using it, the card can be used just like your bank debit card for purchases and cash withdrawals at ATMs, and most importantly, if lost or stolen will be quickly replaced with your unspent balance from the lost/stolen card transferred to the new card. Balances can be checked online and cards reloaded with additional cash online.
This card seems to offer the security of the old fashioned traveler's checks with the convenience of a Visa debit card. Does anyone have experience using such a card from the AAA?
I have a 4-week trip to Europe coming up very soon, where I will be living on my debit card 98% of the time, using credit cards only sparingly due to interest rates. I have been concerned about exposing my "everyday use" bank debit card (and the account associated with it) to perhaps less secure locations than I'm used to at home here in the US. This AAA card may be the a good option - credit/debit card convenience, fees no more expensive than normal bankcard fees, and the security of replacement card with available funds within 72 hours.
Anyone tried this financial instrument? Good or bad idea? All input welcome!