Traveling to Australia next month for a wedding. Worth it to buy trip insurance when it only covers a quarantine situation, not a WHO or CDC issued epidemic? Also, Australia is only worrying about folks with direct access to China in preceding 14 days. Thanks!
Per a trip insurance site - "As of February 3, 2020, both the Centers for Disease Control and the World Health Organization have recognized 2019 Novel Coronavirus as an Epidemic. Many travel protection plans exclude losses caused directly or indirectly by an Epidemic. Please refer to your plan to learn whether this exclusion applies to you. Customers whose plan includes the Epidemic exclusion may still have coverage for a covered loss occurring on or prior to February 3, 2020."