Apple Pay - Brussels / Brugge

Apple Pay is just another way of presenting the debit or credit card you’ve connected to your Apple Pay account to the payment terminal. Every payment terminal should be able to read the NFC chip in your watch or phone, that’s not the issue. The issue is whether or not the establishment accepts the card you connected to your Apple Pay account.
If an establishment doesn’t accept American Express credit cards and you’ve connected an American Express credit card to your Apple Pay account, you won’t be able to use Apple Pay. Not because the establishment doesn’t accept Apple Pay, but because they don’t accept American Express.
So what you should be asking is; whether or shops/restaurants etc in Bruges and Brussels accept your particular credit card. If it’s Visa or MasterCard you should be okay, if it’s American Express or Discover you will find that lots of places don’t accept these cards.

Yes, it’s an electric wallet but it needs a credit or debit card connected to it in order to work.
If you haven’t connected a credit or debit card to your Apple Pay wallet you can’t make a single payment. And if you connected an American Express credit card to your wallet you can’t use it in places that don’t accept American Express.

Thanks everyone! Will be our first time across the pond and will get this all set up prior to leaving. Appreciate everyone's input and clarifications! Cheers